The Insurance Store

 

Protect Your House

For most people, their home and it's contents are their most prized possessions. Make sure these assets are protected with the right homeowners or renter's insurance policy. Without one, you really could lose everything.

Homeowner Insurance Policies

Generally speaking, most Homeowner policies provide coverage for your Home, the Contents of your home, and Other Structures such as a garage or shed.

Personal property is typically covered against windstorm and hail, vandalism, fire and lightning, damage by vehicle or aircraft, bursting of plumbing systems, damage from falling objects, theft, damage caused by weight of ice and smoke. In addition, coverage can be provided for Personal Liability, Medical Expenses of Others which result from injury on your premises and Damage to the Property of Others while on your premises.

We Also Protect Renters

If you are a renter it is important to cover your personal possessions and protect yourself with personal liability coverage.

Contact Us to find out the latest coverages available or complete our online quote form today. We provide comprehensive coverages for your most prized possessions. We offer a complete line of special coverages for things like baseball card collections, figurine collections, cameras, jewelry, and just about any kind of collectable or fine art and we will personalize your coverage to meet your needs.

Helpful Tips:

Is Your Kitchen Safe?


According to the latest reported figures, accidents related to cooking caused more residential fires than any other known cause. There are things you can do to help keep your kitchen and your family safe.

  • Keep small children at a safe distance from hot liquid, both at the table and the stove.
  • When children are nearby, use placemats on the table rather than a tablecloth. A child may try to pull himself up by the tablecloth and a heavy object or hot liquid could fall on the child. Keep all hot items near the center of the table.
  • Parents are encouraged to avoid the use of deep fryers/cookers when young children are present in the home. The grease may reach over 400 degrees and can cause extremely severe burns.
  • Keep a fire extinguisher in a convenient and safe location. If a fire occurs, call the fire department after getting everyone OUT OF THE HOUSE. The fire extinguisher may be considered for use only after everyone is safe.
  • When working around the stove, give special attention to the clothing you wear. Full or fluffy sleeves and other loose clothing present a greater risk of catching fire than short sleeves or snug-fitting clothes.
  • If a burn occurs, immediately cool the burn with cold water and cover with a sterile pad or clean sheet and seek medical help immediately.
  • The vapor in a bag of microwaved popcorn may exceed 180 degrees. Use caution when opening the bag and always follow directions using a microwave.
  • Be sure babysitters and others who care for your child are aware of basic safety procedures to follow in the home and kitchen.

Source: Shriners Burns Institute

Disaster Shopping List


Would you be prepared in the event a hurricane, tornado, flood, or other disaster hit in your area? Here’s some very basic emergency supplies to have at home in the event of a disaster:

1. Two-week supply of medicines, prescriptions, first aid supplies, portable radio, flashlights, clock, and extra batteries for all
2. Candles (and don’t forget the matches)
3. Infant necessities
4. Extra clothing, eyeglasses, etc.
5. Toiletries
6. Can opener and disposable utensils
7. Pillows, blankets, sleeping bags
8. Quiet games, books, playing cards
9. Tools, nails, duct tape
10. Important papers (like a valid ID)
11. Cash or Traveler’s Checks
12. Fire extinguisher
13. Mosquito repellent
14. Disposable wash cloths and paper towels
15. Trash bags
16. Fuel can and fuel, sterno lantern and lamp oil
17. Non-perishable foods to last a week
18. Special dietary foods
19. Peanut butter and jelly
20. Powdered or shelf pack milk
21. Bottled water
22. Canned meats, fruits, vegetables, soups, puddings, milk
23. Dried fruit
24. Powdered or individually packaged drinks
25. Instant coffee and tea
26. Crackers, cereals, cookies, snacks, condiments